The Benefits and Risks of Online Wills

Embracing the digital age, people have moved numerous aspects of their daily lives online. The realm of legal affairs hasn’t escaped this trend, with online wills emerging as a popular option for many. Online wills are legal documents that allow individuals to create a will without hiring a lawyer. These services usually ask you questions about your assets, beneficiaries, and other relevant information and then generate a digital will based on your answers.

However, like every advancement, this tool has its benefits and drawbacks. This article dives into the advantages and potential risks associated with online wills. Read on to learn more.

The Benefits and Risks of Online Wills. Photo of laptop will "last will" written on screen and wooden gavel sitting nearby via AdobeStock.

Benefits Of Online Wills

With the advent of modern technology today, online wills can provide you with several benefits. These include:


Online wills present several compelling benefits, with convenience being the most prominent. The traditional will preparation process can be time-consuming, often requiring several visits to an attorney’s office.

In contrast, online platforms allow you to make, update, and store your will from the comfort of your home and at your own pace. This accessibility is especially significant for those with mobility restrictions, demanding work schedules, or living in remote areas.

Therefore, if you’re looking for a convenient way to arrange your financial affairs and estate, creating an online will may be a perfect idea.


A second benefit is the affordability of online wills. Traditional will preparation can be costly, primarily due to the professional fees charged by attorneys. On the other hand, online will makers typically charge a one-time fee that’s significantly less expensive than hiring an attorney. Furthermore, many online will platforms offer access to legal advice via online chat or email, providing additional value.


Efficiency is yet another advantage. Online will platforms often provide templates, automated text, and instructions, allowing users to complete their wills quickly and accurately. As such, they cater to those seeking an expedited, straightforward process.


An online will is right for you if you don’t want anyone to know about your assets and how they should be distributed after your death. If you draft your will using traditional methods, you need to work with an experienced attorney to guide you with the writing process and advise you on some estate planning strategies. But if you want your online will to be highly confidential, an online will platform will be the perfect option.

Risks Of Online Wills

Now that you know the advantages of online wills, it’s time to familiarize yourself with their associated risks. These include:

Potential For Errors

One significant risk lies in the potential for errors. Although online will makers provide instructions and automated text, they can’t replicate the personalized advice and scrutiny an attorney can offer. Misinterpretations of legal terminology, misunderstandings about the division of assets, and inaccuracies in inputting information can all lead to errors in the will. Such mistakes may result in legal disputes and cause the will to be declared invalid during the probate proceedings.

Future Legal Complications

Online wills offer affordability, but future legal complications could offset the cost savings. For instance, if an online will is poorly drafted or unclear, it may lead to legal disputes among heirs. Resolving these disputes may ultimately necessitate costly legal intervention.

Not Suitable For Complex Estates

Online wills are not be suitable for complex estates. These platforms are typically designed to handle straightforward wills. For individuals with significant assets, businesses, or complicated family situations, an online will may not adequately cater to their needs. These scenarios often require tailored legal advice and comprehensive estate planning that online platforms simply can’t provide.

Jurisdictional Issues

The laws regarding wills vary widely by jurisdiction, including witness requirements and notarization. Unfortunately, there’s a risk that an online will may not meet all these specific legal requirements, possibly leading to the will being contested or declared invalid.

Privacy Concerns

Lastly, privacy and security concerns shouldn’t be underestimated in the digital era. While most online will makers have robust security measures, no system is completely impervious to breaches. The very nature of a will, which often contains sensitive personal and financial information, makes it a potential target for cybercriminals.

The Benefits and Risks of Online Wills. Photo of glasses and pen on a document stating "last will and testament of" via AdobeStock.

To sum up, online wills offer undeniable benefits of convenience. But they also carry some risks. Therefore, if you plan on using an online platform, keep the information mentioned above in mind to know whether it’s beneficial to your situation. Lastly, if you consider contemplating this option, carefully weigh these benefits and risks, possibly in consultation with a legal professional.

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