It’s hard to imagine life before washing machines, air conditioning units, and dishwashers, but it happened. People managed quite well without these luxuries we call staples. But today’s families need these items to perform their everyday tasks, get to work on time, and have a second of rest and relaxation when they get home. We can’t imagine life without them. So when one of these miracle boxes breaks down, life as we know it comes to a halt. Just getting past the annoyance and extra work it causes, there’s the added expense of calling in a repair technician, paying for parts and labor, or buying a new appliance altogether.
What’s a modern family to do? Upon moving into a new home, the smart homeowner looks at affordable home warranty options and secures this get-out-of-jail-free ticket for their home.
What Are Home Warranties?
No, they’re not warranties that your home won’t fall down. But they are a service contract that will cover your home’s appliances and systems if (or should we say when) they wear out, break down, or just plain old stop working. Now, don’t get this confused with the homeowners’ insurance you also have (or SHOULD have). That insurance covers damages from a fire, break-in, hurricane or tornado. But this magical golden ticket known as a home warranty replaces your major appliances (no, not your air fryer) when they kick the bucket from normal wear and tear.
What to Look for in a Warranty
Home warranties offer a plethora of coverage options so that you can pick the level your family needs based on budget and requirements. You may only need the basic plan that covers the most important appliances, like the fridge, oven, or dishwasher. Other families may elect for the grand poobah plan that also covers the electrical systems, plumbing, heating, and A/C.
The Perks of a Home Warranty
If you can put a price on peace of mind, it’s the cost of said home warranty. Just the relief you’ll feel knowing that should the AC go on the blink, someone will come out to fix it without an astronomical outlay of cash is worth its weight in gold. Instead of having to worry over what it could cost, how to replace it, who to trust, etc, consumers simply get in touch with the warranty company and let them handle the details.
Perk #2 is the potential financial savings you’ll receive. It’s expensive to get your AC repaired or your plumbing fixed. Seriously, these costs can run into the thousands of dollars. Instead, with a home warranty plan, you’ll pay one fee each year and a nominal service fee each time you call in for a repair. This can mean big savings when compared to shopping it out yourself.
In the End….
A home warranty provides immeasurable protection for your kitchen appliances, HVAC, and many other appliances and systems, reducing stress and ultimately saving money that could definitely be better spent elsewhere.
We’re not going to say that the home warranty takes all the risk out of appliances going out on you, but it helps lessen the financial outlay and makes the repair process more manageable. Think about it, weigh the pros and cons, and then pick the plan that will fit into your budget and cover what means the most to you.
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